Top 5 Reasons to Use an Independent Insurance Agency

independent Insurance agency

Check out these tips on all the ways using an independent insurance agency can help you! (photo credit:

In today’s market, people have no shortage of insurance companies to choose from to meet their insurance needs. From the major companies running ads during the Super Bowl to the regular slogans and jingles you see during almost any commercial break, insurance companies are vying for your business. As you watch the commercials by the major insurance carriers, you may be left wondering how you are supposed choose between them and which one will be the best to meet your personalized insurance needs.  The answer might surprise you. Maybe YOU don’t have to choose!

Independent insurance agents offer you an array of services that the major insurance carriers cannot offer you.  Because of that, we wanted to give you our top five reasons we believe you should use an independent insurance agency.

  1. Convenience

An independent insurance agency offers you, the consumer, the convenience of meeting all of your many insurance needs in one place.  Rather than having to work with many different agencies to manage your different policies, your independent insurance agent functions as a one-stop shop for the many insurance policies you need.  They can offer individualized insurance policies to meet your unique needs for many areas of life, including your home, automobiles, life, business, and/or health. Instead of having to driving all over town to have many different companies handle each of your different insurance plans, an independent insurance agent can handle all of your policies in one place.

  1. Not Bound by a Parent Company

An independent insurance agency does not work for an insurance company; they work for you. Working with an independent insurance agent allows you the flexibility to have the options you would not normally have while working with a major insurance carrier. Because independent agents are not tied to any one insurance company, they are able to work to find the right policy to meet your specific insurance needs.  The flexibility that an independent agent has to shop between different companies guarantees you are receiving the lowest possible prices for your policy, as they are free to shop policies and select the best carrier for each policy, to meet your insurance needs.

  1. Cost Savings

It’s simple. Independent insurance agents will save you money. They are able to shop between many different insurance policies, from a comprehensive list of insurance carriers, to offer you the best coverage at the most competitive price. While many people are subjected to rate increases by their insurance carrier at renewal time, an independent insurance agent is able to shop your policies to continually give you the best possible coverage at the lowest price.

  1. Flexibility

Families grow. People move to new homes. We buy and sell our cars. With every new season in life, your insurance needs change. Your independent insurance agent understands these changes and more importantly, they understand how best to protect you, your family, and your assets with the right insurance policy in the event that an emergency were to arise.  Having the flexibility to shop between many insurance policies to find you the most affordable rate, your independent insurance agent offers you the flexibility of options, while continually providing you the best plan to protect you.

  1. Personalized Customer Service

Your independent insurance agent treats you like the unique person you are, not a number in a system. They work tirelessly on your behalf when you have a loss, and follow through to see that you get fair, prompt payment and service.

We at TAG Insurance and Financial Services are committed to serving you, the insured, to guarantee you get the best price for the best policy to meet your specific needs. We would love the opportunity to talk with you, find out your specific insurance needs, and assist you in finding the best policy to protect you.  For a complete list of our services, please visit our website.


August 26th, 2014 by TAG Insurance and Financial Services, Inc